The policy covers fire, lightening, explosion aerial device or articles dropped there from, malicious damage and earthquake and other allied perils including power surge.
This policy covers the loss or damage to office furniture, fixture and utensils including all other office contents directly relating to the profession or occupation of the insured.
Public or Product Liability Insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for: personal injuries, loss of or damage to property, death etc
Professional Indemnity Insurance (PII) also called Professional Liability Insurance (PLI)is a commercial policy designed to protect you and your business against claims for financial loss or damage that are made by a client or other third party individuals. These claims could come as a result of perceived negligent services or negligent advice your business has provided. Compensation claims can be brought against you even if you provided a service or offered advice for free.
This policy covers the loss or damage to goods in Transit as per institute cargo clause. Goods in transit insurance is a policy that covers the risks of damage, theft or loss of items of the insured. It usually lasts during the period from loading to unloading and protects liable parties from financial loss..
Electronic Equipment Insurance (EEI) is a policy designed to provide coverage for computers, laptops, cameras, projectors, iPhone, smart phones and all other electronic equipment used in a business or home and it applies whether the insured items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or of being shifted within the premises.ility.
Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.
Money Insurance Policy cover the loss of money belonging to the insured or which he is responsible whilst such money is in transit or on insured’s premises or in the residence of the insured or any partner, director, director, or employee of the insured.
A Plate Glass Insurance is a type of insurance policy that will protect your business against any damage or breakage of large panes of glass at the insured’s premises by accidental means, like shop windows
A burglary insurance policy offers an additional layer of security to your property. It offers coverage for damages or misfortunes caused to your property and its contents. For example, your home, office, factory and go down against burglary and housebreaking. Burglary Insurance is one of the major classes of business underwritten in the miscellaneous department and accounts for a sizeable portion of the department`s premium income. For the business house Burglary Insurance is as essential as fire Insurance, as it enables them to recoup the losses suffered by them consequent on burglary or house breaking.